Missouri Dairy Business Update  
Volume 12, Number 2
February 2012

March 15 deadline

for Corn Silage Crop Insurance

Ray Massey

 The deadline to purchase crop insurance for spring planted crops in Missouri is March 15. 

While crop insurance can be purchased for field corn, popcorn, hybrid seed corn and organic corn, there is no insurance specifically for silage corn.  However, farmers can plant corn intending to harvest it as silage and insure it using the field corn crop insurance program.  To do this field corn hybrid seed must be planted.  Silage corn hybrid seed cannot be used when crop insurance is purchased.  Soon before the field is expected to be harvested for silage, the producer would need to call his crop insurance agent and ask for an estimate of yield.  The insurance agent will send an adjuster to look at the field.  If expected yield is below the guaranteed yield, the adjuster will either estimate the yield and issue an indemnity on that estimate or require that the producer leave some of the field unharvested until maturity.  This portion would then be harvested to give a yield estimate for the entire field that would be used to determine any indemnities due.

If corn was planted for the purpose of grain harvest but yields are so poor that the producer decides to harvest it early as silage, the same process applies.  The farmer calls his insurance agent who will send an adjuster to look at the field before it is harvested to determine yield or mark off a portion to be left until grain harvest can establish a yield for the whole field.

Farmers who are breaking ground from pasture or hay to grow corn are able to purchase crop insurance.  However, it is treated differently than land that has previously been row cropped.  If the land is designated on the FSA 578 Form as cropland, the land moving from pasture/hay to corn can be insured at 100% of T yield (to be described later) in the first year.  If the land has never been farmed before, it is insured at only 65% of T yield in the first year.  Subsequent years of insurance will be based on actual production history of other land that is cropped by the farmer.

T-yield is usually based on the 10-year National Agriculture Statistics Service (NASS) county average yield; occasionally it is based on yields in the Risk Management Agency crop insurance database.  Counties that do not grow much corn may not have a 10-year history of corn yields.  In such situations, the nearest county that does have a NASS 10-year history can be used. 

2012 Missouri Corn Silage Budget

For more information contact:
Dr. Ray Massey

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