Crop Insurance in Missouri

Crop Insurance in Missouri

Ray Massey and Ann Ulmer
Agricultural Economics Extension

Crop insurance offers producers a way to manage risk associated with commodity production and prices. Crop insurance can decrease the production risk associated with weather, pests and insects and the price risk associated with fluctuating markets. The Risk Management Agency (RMA) of the U.S. Department of Agriculture (USDA) administers the Federal Crop Insurance Corporation and other programs to help support U.S. agriculture. Currently RMA reports crop insurance data back to 1989. This publication summarizes the data from 1990 to 2005.

Crop insurance products
There are two basic types of crop insurance -- yield insurance and revenue insurance (Table 1). The following descriptions of crop insurance products available in Missouri are provided by the USDA RMA (http://www2.rma.usda.gov/policies/).

Yield-based insurance coverage

Actual Production History (APH) - APH, or multiple- peril crop insurance, policies insure producers against yield losses due to natural causes such as drought, excessive moisture, hail, wind, frost, insects and disease. The farmer selects the amount of average yield he or she wishes to insure; from 50 to 85 percent. The farmer also selects the percent of the predicted price he or she wants to insure; between 55 and 100 percent of the crop price established annually by RMA. If the harvest is less than the yield insured, the farmer is paid an indemnity based on the difference. Indemnities are calculated by multiplying this difference by the insured percentage of the established price selected when crop insurance was purchased. Catastrophic (CAT) coverage is 50 percent yield and 55 percent price elections. Any increase in the yield or price elections is considered buy-up coverage.

Group Risk Plan (GRP) - GRP policies use a county index as the basis for determining a loss. When the county yield for the insured crop, as determined by the USDA National Agricultural Statistics Service (NASS), falls below the trigger level chosen by the farmer, an indemnity is paid. Payments are not based on the individual farmer’s loss records. Yield levels are available for up to 90 percent of the expected county yield. GRP protection involves less paperwork and costs less than the farm-level coverage described above. However, individual crop losses may not be covered if the county yield does not suffer a similar level of loss. This type of insurance is most often selected by farmers whose crop losses typically follow the county pattern.

Dollar Plan - Dollar plan insurance was sold in Missouri for nursery crops in 2004, but statistics indicate none was purchased in 2005. The dollar plan provides protection against declining value due to damage that causes a yield shortfall. The amount of insurance is based on the cost of growing a crop in a specific area. A loss occurs when the annual value of the crop is less than the amount of insurance. The maximum dollar amount of insurance is stated on the actuarial document. The insured may select a percent of the maximum dollar amount equal to CAT, or additional coverage levels.

Table 1. Summary of crop insurance plans.
  Introduced
in Missouri
Insures
against
Yield
coverage
Price coverage Results on which indemnity is based
Actual Production History (Multiple Peril) - APH 1989 Individual production risk 50-75% of
APH yield
(up to 85% in selected areas)
60-100% of RMA price Actual yield
Catastrophic - CAT 1995 Individual production risk 50% of
APH yield
55% of RMA price Actual yield
Group Risk Plan - GRP 1993 County production risk 70-90% of
county yield
90-150% of RMA price County yield
Group Risk Income Protection - GRIP 2005 County income risk 70-90% of
county yield
90-150% of RMA price County income
Crop Revenue Coverage - CRC 1997 Individual revenue risk 50-85% of
APH yield
Higher of futures price in February or at harvest Actual yield and futures price at harvest
Revenue Assurance - RA 2000 Individual revenue risk 65-85% of
APH yield
Futures price in February, or higher of futures price in February or at harvest (optional) Actual yield and futures price at harvest
Based on information from "Managing Risk with Crop Insurance" Iowa State University, University Extension, RM 1854.

Revenue insurance plans Note: All revenue-based options determine revenue differently. See the provisions of each policy for its definition of revenue.

Crop Revenue Coverage (CRC) - CRC is based on the individual producer’s actual production history and the futures price from the Chicago Board of Trade. The policy places a minimum on production and price so that indemnities are paid for production losses due to natural perils and for losses due to market decline. CRC provides revenue protection based on price and yield expectations by paying for losses below the guarantee at the higher of an early-season price or the harvest price.

Revenue Assurance (RA) - RA insurance is similar to CRC. However, the producer has a choice between the base price option and the harvest price option. The base price option is determined by the February futures price and is unaffected by the actual market price – the price is fixed. The harvest price option allows the producer to take advantage of market increases by receiving the higher of the February futures or the harvest time price.

Group Risk Income Protection (GRIP) - GRIP makes indemnity payments only when the average county revenue for the insured crop falls below the revenue chosen by the farmer. GRIP insurance provides protection against an unexpected decline in revenues, whether due to low yields, low prices or some combination of the two. GRIP combines the group, or county average, yield coverage of the GRP with commodity exchange-based price coverage similar to the RA and CRC policies.

Crop insurance availability Specific crop insurance products are offered for various crops in different counties. New crop insurance products are introduced into counties with the most need and later expanded to other counties as the perceived demand arises. The most significant change in crop insurance availability in 2006 was the expansion of GRP and GRIP coverage. GRIP for wheat expanded to an additional 37 counties in 2006. GRP and GRIP was expanded for corn to 23 additional counties; for grain sorghum to four counties; for soybeans to two counties; and for cotton to one additional county. Crop insurance for corn was added in two counties, Polk and Webster, and livestock gross margin (LGM) coverage was expanded to all Missouri counties. Appendix 1 is a table of the all crop insurance options available in each county in 2006.

Acres of row crops insured
This publication reports data for the principal row crops in Missouri. Crop insurance is available for minor crops such as fruits, tobacco and specialty corn, but are included in this report when only whole state data are discussed.

Level of coverage
The number of crop acres insured increased dramatically from 1990-1995 and has leveled out in the last five years. Figure 1 shows the number of acres of Missouri crops that have been insured since 1990. The total number of acres insured has been flat at about 7 million acres since 2000.

Figure 1. Insured crop acres in Missouri.
Source: U.S. Department of Agriculture, Risk Management Agency
Figure 2. Crop acres insured by type of insurance.
Source: U.S. Department of Agriculture, Risk Management Agency
* Group Risk includes both Group Risk Plan and Group Risk Income Protection.

In 1995, the federal government created CAT insurance. With CAT, the premium was paid 100 percent by the government and the farmer paid a registration fee of $50 (later raised to $100/crop/county insured). CAT was initially required for farmers to obtain certain federal farm benefits but later was made optional. Its requirement was responsible for its sudden rise in the number of acres covered by CAT insurance in 1995. The first year, CAT covered more than 5.5 million acres, replacing over 1 million acres that had previously been insured by buy-up plans. However, after the initial jolt of the CAT mandate, the number of acres covered by CAT decreased and number of acres in the buy-up plan continued to increase.

Buy-up insurance allows the purchaser to increase the percent of yield or revenue insured. It offers greater coverage than that of the fully subsidized CAT insurance. Buy-up enables the producer to insure yield or revenue, depending on the type of insurance coverage and the crop to be insured. A subsidy provided by the government offsets a portion of the premium. The percentage of premium paid by the government subsidy decreases as coverage level increases.

Type of insurance product
A previous section of this publication explained the different insurance products available to Missouri farmers. Actual production history (APH) insurance covers individual production losses; group risk plan (GRP) covers production losses in a county. Crop revenue coverage (CRC) and revenue assurance (RA) cover revenue losses.

Figure 2 shows the number of acres that have been insured by each of the insurance products. APH was the first insurance product and continues to be the most popular. However, over the last 10 years, CRC and RA plans have increased in popularity. Now almost 50 percent of the crop acres insured are under some type of revenue insurance. The GRP and GRIP products, summed together into group risk, represent a small number of acres and do not show up well on the graph.

Figure 3. Percent of Insurance Type by County for all Crops, 2005.
Source: U.S. Department of Agriculture, Risk Management Agency
The usage of insurance products varies by crop and location. Figure 3 shows the insurance type by county in 2005 as a percent of all insurance coverage. APH accounts for the vast majority of coverage in the bootheel area of the state. In the northern portion of the state, the majority of the coverage is RA, although APH and CRC are also popular. CRC is the most used crop insurance product in a few counties in the center of the state. GRIP is the newest crop insurance product, popular in limited areas of the state.

Type of insurance by crop
Figure 4 shows the percentage of crop acreage enrolled in the different insurance plans in 2000 and 2005. The preferred type of insurance varies by year because of new product offerings and farmers seeking products that best meet their needs. RA, first introduced in Missouri in 2000, has tended to replace CRC as the preferred crop revenue insurance product. RA has also replaced some APH coverage in corn and soybeans. CRC, though offered for rice, has almost completely fallen from use, being replaced almost exclusively by APH insurance. The amount of uninsured acreage was similar in 2000 and 2005.

20002005
Figure 4. Crop acres insured by insurance plan as a percent of total acres insured, 2000 and 2005.
Source: U.S. Department of Agriculture, Risk Management Agency

Cotton, corn and soybeans are the most insured crops, each having near 80 percent of planted acreage insured. However, the type of insurance purchased for these crops varies. Cotton uses APH almost exclusively while corn and soybeans are more evenly divided between APH, CRC and RA. Oats and grain sorghum are the least insured crops in Missouri. These crops are considered less risky to grow and usually constitute a minor portion of the production of a farm; hence, the perceived need to insure them is less.

Economic considerations of crop insurance
Subsidies
Producers pay a premium for crop insurance based on the type of insurance and coverage level. A government subsidy is available to offset a portion of the insurance premium. The total amount of subsidies paid has increased dramatically from 1990 to 2005. Figure 5 shows that subsidies, in 2005 dollars, for crop insurance sold in Missouri have increased from about $6 million in 1990 to near $70 million in 2005. Appendix 2 is a table of subsidies received by county.

Figure 5. Crop insurance subsidies paid in 2005 dollars, 1990-2005.
Sources: U.S. Department of Agriculture, Risk Management Agency data in 2005 dollars using Federal Reserve Bank of Minneapolis Consumer Price Index.

Crop insurance loss ratio and farmer benefit cost ratio
There are two ratios that can be used to examine the cost to benefit received by the producer in a given year. Figure 6 provides both the loss ratio and the farmer benefit cost ratio over the past 16 years. The loss ratio is calculated by dividing the indemnity paid to the producer by the total premium paid by the producer and the federal government (the subsidy mentioned in the previous section). Insurance companies must operate with loss ratios below 1 or they become insolvent. The loss ratio for the past 16 years has averaged 0.76, indicating that for every dollar of premiums paid, an average of 76 cents is returned to the producer as indemnities.

The farmer benefit cost ratio is the indemnity paid to the producer divided by the premium paid by the producer. The farmer benefit cost ratio for the past 16 years has averaged 1.67, meaning that for every dollar that producers paid in insurance premiums they received $1.67 In insurance indemnities. Clearly, some of the subsidy paid by the government to the insurance companies is returned to the farmer as indemnities.

Figure 6. Loss ratio and farmer benefit cost ratio, 1990–2005.
Source: U.S. Department of Agriculture, Risk Management Agency

Loss ratio and farmer benefit cost ratio by county
The loss ratio varies by county. Figure 7 shows the loss ratio by county from 1990 to 2005. The loss ratio in southeast Missouri is low in relation to the rest of the state, in several counties between 0.1 And 0.4. A total of 19 counties had a loss ratio above 1, generally located in the central section of the state.

Figure 7. Loss ratio by county, 1990-2005.
Source: U.S. Department of Agriculture, Risk Management Agency

Figure 8 displays individual county farmer benefit cost ratios from 1990 to 2005. Five counties had a farmer benefit cost ratio of less than 1. All other counties for which data exist indicate that they had farmer benefit cost ratios greater than 1. Producers in these counties received over $1 in insurance indemnities for every $1 they paid in crop insurance premiums. Eight counties, mostly located in southwest and south central Missouri, had farmer benefit cost ratios above 3.

Figure 8. Farmer benefit cost ratio by county, 1990-2005.
Source: U.S. Department of Agriculture, Risk Management Agency

The two figures can be used to estimate the actuarial soundness of the premiums charged for crop insurance. First, when a loss ratio exceeds about 0.8, the insurance company would be losing money. Several of those counties with loss ratios greater than 0.9 may have adjustments made in premiums to make them more actuarially sound. Second, a county with a low loss ratio and a high farmer benefit cost ratio (e.g., New Madrid county), can do that only with heavy subsidization by the federal government. Should the federal government reduce its subsidies, these counties would probably see a precipitous drop in their farmer benefit cost ratio or increase in their loss ratio.

Farmer benefit cost ratio by crop
The farmer benefit cost ratio varies by crop as seen in Figure 9. the ratio for rice has declined, but still offers the highest return, with a 16-year average of 2.61. The wheat ratio had a 16-year average of 2.39 partially due to the high ratio in 1996. the ratios for corn and soybeans are similar except for a major difference in 1995. TShe 16- year farmer benefit cost ratio was 1.63 for corn and 1.48 for soybeans. The cotton ratio in 1998 was 32.19, with a 16-year average of 1.90.
 
 
 
Figure 9. Farmer benefit cost ratio by crop, 1990-2005.
Source: U.S. Department of Agriculture, Risk Management Agency

Source of crop loss
Crop loss can be due to a number of perils, including insects, plant diseases, tornados, wildlife, wind and fire. However, the most common in Missouri and surrounding states are excess moisture, drought, freeze/frost and hail (see Figure 10). Missouri, like several surrounding states, experienced the most crop loss due to drought or heat, followed by excess moisture and flood, in 2005.

Figure 10. Source of crop loss by indemnity payments, 2005.
Source: U.S. Department of Agriculture, Risk Management Agency

There is variability in crop loss over time. Figure 11 is the source of crop loss by indemnity payments from 1990-2005. For the 16- year period, drought and heat make up the major cause of loss for most states, followed by excess moisture and other perils such as a cold or cold wet weathers, insects, plant diseases, fire, wind and wildlife damage.

Figure 11. Source of crop loss by indemnity payments, 1990-2005.
Source: U.S. Department of Agriculture, Risk Management Agency

Over the past 16 years in Missouri, excess moisture/flood and drought/heat have been the major causes of insured crop losses. However, as is seen in Figure 12, in certain years other risks can be significant. Figure 12 shows the percentage of indemnities paid out for each type of loss.

Figure 12. Source of crop loss in Missouri based on indemnity payments, 1990-2005.
Source: U.S. Department of Agriculture, Risk Management Agency

Summary
Crop insurance offers producers a means to manage risks. There is no correct amount or type of coverage; the amount of coverage necessary for each producer varies. Producers must assess their current situation and make decisions based on their current needs. The subsidy provided by the government helps offset a portion of the cost associated with the premium cost. However, this does not provide a sufficient reason to purchase the insurance. There is still a cost incurred by the producer that increases as coverage level increases.

Due to the amount of federal government subsidies integrated into crop insurance, on the average, over time, Missouri has received about $1.61 for every dollar spent on crop insurance. This does not mean that every farmer, every year will receive a favorable indemnity for premiums paid. It does mean that the federal government indirectly is subsidizing Missouri agriculture through crop insurance.

About the authors
Ray Massey is an associate professor of agricultural economics with the Commercial Agriculture Program. Ann Ulmer is an extension associate with the Commercial Agriculture Program.

Appendix 1. Crop insurance availability by county, 2006.
        Corn Cotton
County Apples Barley
APH
Burley
tobacco
APH CRC GRIP GRP RA APH CRC GRIP GRP
Adair       x x     x        
Andrew x     x x x x x   x    
Atchison       x x x x x        
Audrain   x   x x x x x        
Barry x     x x     x        
Barton       x x x x x        
Bates       x x x x x        
Benton       x x     x        
Bollinger       x x x x x        
Boone       x x x x x        
Buchanan     x x x x x x        
Butler       x x x x x x x    
Caldwell       x x x x x        
Callaway   x   x x x x x        
Camden       x x     x        
Cape Girardeau x     x x x x x        
Carroll       x x x x x        
Carter                        
Cass       x x x x x        
Cedar       x x     x        
Chariton     x x x x x x        
Christian       x x     x        
Clark       x x x x x        
Clay       x x x x x        
Clinton     x x x x x x        
Cole       x x x x x        
Cooper x x   x x x x x        
Crawford       x x     x        
Dade       x x     x        
Dallas       x x     x        
Daviess       x x x x x        
DeKalb       x x x x x        
Dent       x x     x        
Douglas                        
Dunklin       x x     x x x x x
Franklin   x   x x x x x        
Gasconade       x x     x        
Gentry       x x x x x        
Greene       x x     x        
Grundy       x x x x x        
Harrison       x x x x x        
Henry       x x x x x        
Hickory       x x     x        
Holt       x x x x x        
Howard x   x x x x x x        
Howell                        
Iron                        
Jackson x     x x x x x        
Jasper       x x     x        
Jefferson       x x     x        
Johnson       x x x x x        
Knox       x x x x x        
Laclede   x   x x     x        
Lafayette x x   x x x x x        
Lawrence x x   x x     x        
Lewis   x   x x x x x        
Lincoln       x x x x x        
Linn       x x x x x        
Livingston       x x x x x        
McDonald       x x     x        
Macon       x x x x x        
Madison       x x     x        
Maries   x   x x     x        
Marion       x x x x x        
Mercer       x x x x x        
Miller       x x     x        
Mississippi       x x x x x x x    
Moniteau   x   x x x x x        
Monroe   x   x x x x x        
Montgomery   x   x x x x x        
Morgan       x x     x        
New Madrid       x x x x x x x x x
Newton   x   x x     x        
Nodaway       x x x x x        
Oregon                        
Osage   x   x x x x x        
Ozark                        
Pemiscot       x x x x x x x x x
Perry       x x x x x        
Pettis   x   x x x x x        
Phelps       x x     x        
Pike   x   x x x x x        
Platte     x x x x x x        
Polk       x x     x        
Pulaski       x x     x        
Putnam       x x     x        
Ralls       x x x x x        
Randolph       x x x x x        
Ray       x x x x x        
Reynolds                        
Ripley       x x     x        
St. Charles       x x x x x        
St. Clair       x x     x        
Ste. Genevieve       x x     x        
St. Francois       x x     x        
St. Louis       x x     x        
Saline x     x x x x x        
Schuyler       x x     x        
Scotland       x x x x x        
Scott       x x x x x x x    
Shannon                        
Shelby   x   x x x x x        
Stoddard       x x x x x x x x x
Stone                        
Sullivan       x x     x        
Taney                        
Texas                        
Vernon       x x x x x        
Warren       x x x x x        
Washington                        
Wayne       x x     x        
Webster       x x     x        
Worth       x x x x x        
Wright       x x     x        
St. Louis City                        

APH - Actual Production History GRIP - Group Risk Income Protection
CRC - Crop Revenue Coverage GRP - Group Risk Plan
RA - Revenue Assurance  


Appendix 1. Cont. Crop insurance availability by county, 2006.
    Grain sorghum          
County Grapes APH CRC GRIP GRP Hybrid
corn seed
Nursery
(fg&c)
Oats
APH
Popcorn
APH
Peaches
Adair   x x       x x    
Andrew   x x       x      
Atchison   x x     x x   x  
Audrain   x x x x   x x x  
Barry   x x       x x    
Barton   x x x x   x      
Bates   x x       x x    
Benton   x x       x      
Bollinger   x x       x      
Boone   x x       x      
Buchanan   x x       x   x  
Butler   x x       x      
Caldwell   x x       x      
Callaway   x x       x      
Camden             x      
Cape Girardeau   x x       x      
Carroll   x x       x x    
Carter             x      
Cass   x x       x x    
Cedar   x x       x      
Chariton   x x       x   x  
Christian             x      
Clark   x x       x x    
Clay   x x       x      
Clinton   x x       x      
Cole   x x       x      
Cooper   x x       x      
Crawford   x x       x   x  
Dade   x x       x      
Dallas             x      
Daviess   x x       x x    
DeKalb   x x       x x    
Dent   x x       x      
Douglas   x x       x      
Dunklin   x x       x     x
Franklin   x x       x      
Gasconade   x x       x      
Gentry   x x       x x    
Greene             x      
Grundy   x x       x   x  
Harrison   x x       x x x  
Henry   x x       x      
Hickory   x x       x      
Holt   x x       x   x  
Howard   x x       x      
Howell             x      
Iron             x      
Jackson   x x       x      
Jasper   x x       x   x  
Jefferson   x x       x      
Johnson   x x       x x    
Knox   x x       x      
Laclede   x x       x      
Lafayette   x x       x x x  
Lawrence   x x       x x x  
Lewis   x x       x      
Lincoln   x x       x      
Linn   x x       x x x  
Livingston   x x       x      
McDonald             x      
Macon   x x       x x    
Madison   x x       x      
Maries   x x       x      
Marion   x x     x x   x  
Mercer   x x       x x x  
Miller   x x       x      
Mississippi   x x       x      
Moniteau   x x       x      
Monroe   x x x x   x      
Montgomery   x x       x      
Morgan   x x       x      
New Madrid   x x x x x x   x  
Newton   x x       x x    
Nodaway   x x       x x x  
Oregon             x      
Osage   x x       x      
Ozark             x      
Pemiscot   x x       x      
Perry   x x       x      
Pettis   x x       x      
Phelps x           x      
Pike   x x       x      
Platte   x x       x      
Polk             x      
Pulaski             x      
Putnam   x x       x x    
Ralls   x x       x      
Randolph   x x       x x    
Ray   x x       x      
Reynolds             x      
Ripley   x x       x      
St. Charles   x x       x      
St. Clair   x x       x      
Ste. Genevieve   x x       x      
St. Francois   x x       x x    
St. Louis             x      
Saline   x x       x      
Schuyler   x x       x x    
Scotland   x x       x x    
Scott   x x     x x      
Shannon             x      
Shelby   x x       x x    
Stoddard   x x     x x   x x
Stone             x      
Sullivan   x x       x      
Taney             x      
Texas             x      
Vernon   x x x x   x x    
Warren   x x       x      
Washington             x      
Wayne   x x       x      
Webster             x      
Worth   x x       x x    
Wright             x      
St. Louis City             x      

APH - Actual Production History GRIP - Group Risk Income Protection
CRC - Crop Revenue Coverage GRP - Group Risk Plan
RA - Revenue Assurance  


Appendix 1. Cont. Crop insurance availability by county, 2006.
    Rice Soybeans Wheat
County Potatoes
APH
APH CRC APH CRC GRIP GRP RA APH CRC GRIP GRP RA
Adair       x x x x x x x     x
Andrew       x x x x x x x     x
Atchison       x x x x x x x     x
Audrain       x x x x x x x x x x
Barry       x x     x x x     x
Barton       x x x x x x x x x x
Bates       x x x x x x x x x x
Benton       x x x x x x x     x
Bollinger   x x x x x x x x x     x
Boone       x x x x x x x x x x
Buchanan       x x x x x x x     x
Butler   x x x x x x x x x x x x
Caldwell       x x x x x x x     x
Callaway       x x x x x x x x x x
Camden                          
Cape Girardeau       x x x x x x x x x x
Carroll       x x x x x x x x x x
Carter                          
Cass       x x x x x x x     x
Cedar       x x     x x x     x
Chariton       x x x x x x x x x x
Christian                 x x     x
Clark       x x x x x x x     x
Clay       x x x x x x x     x
Clinton       x x x x x x x     x
Cole       x x     x x x     x
Cooper       x x x x x x x x x x
Crawford       x x     x x x     x
Dade       x x x x x x x x x x
Dallas                          
Daviess       x x x x x x x     x
DeKalb       x x x x x x x     x
Dent                          
Douglas                          
Dunklin   x x x x x x x x x x x x
Franklin       x x x x x x x     x
Gasconade       x x     x x x     x
Gentry       x x x x x x x     x
Greene       x x     x x x     x
Grundy       x x x x x x x     x
Harrison       x x x x x x x     x
Henry       x x x x x x x x x x
Hickory       x x     x x x     x
Holt       x x x x x x x     x
Howard       x x x x x x x     x
Howell                          
Iron                          
Jackson       x x x x x x x     x
Jasper       x x x x x x x x x x
Jefferson       x x x x x x x     x
Johnson       x x x x x x x     x
Knox       x x x x x x x x x x
Laclede       x x     x x x     x
Lafayette       x x x x x x x x x x
Lawrence       x x x x x x x     x
Lewis       x x x x x x x x x x
Lincoln       x x x x x x x x x x
Linn       x x x x x x x     x
Livingston       x x x x x x x x x x
McDonald                 x x     x
Macon       x x x x x x x     x
Madison       x x     x x x     x
Maries       x x     x x x     x
Marion       x x x x x x x x x x
Mercer       x x x x x x x     x
Miller       x x     x x x     x
Mississippi x     x x x x x x x x x x
Moniteau       x x x x x x x     x
Monroe       x x x x x x x x x x
Montgomery       x x x x x x x x x x
Morgan       x x x x x x x     x
New Madrid   x x x x x x x x x x x x
Newton       x x     x x x     x
Nodaway       x x x x x x x     x
Oregon                          
Osage       x x x x x x x     x
Ozark                          
Pemiscot   x x x x x x x x x x x x
Perry       x x x x x x x x x x
Pettis       x x x x x x x x x x
Phelps                          
Pike       x x x x x x x x x x
Platte       x x x x x x x     x
Polk                 x x     x
Pulaski                          
Putnam       x x x x x x x     x
Ralls       x x x x x x x x x x
Randolph       x x x x x x x     x
Ray       x x x x x x x x x x
Reynolds                          
Ripley   x x x x x x x x x     x
St. Charles       x x x x x x x x x x
St. Clair       x x x x x x x x x x
Ste. Genevieve       x x     x x x     x
St. Francois       x x     x x x     x
St. Louis       x x x x x x x     x
Saline       x x x x x x x x x x
Schuyler       x x x x x x x     x
Scotland       x x x x x x x     x
Scott x     x x x x x x x x x x
Shannon                          
Shelby       x x x x x x x x x x
Stoddard   x x x x x x x x x x x x
Stone                          
Sullivan       x x x x x x x     x
Taney                          
Texas                 x x     x
Vernon       x x x x x x x x x x
Warren       x x x x x x x     x
Washington                          
Wayne       x x     x x x     x
Webster                          
Worth       x x x x x x x     x
Wright                          
St. Louis City                          

APH - Actual Production History GRIP - Group Risk Income Protection
CRC - Crop Revenue Coverage GRP - Group Risk Plan
RA - Revenue Assurance  


Appendix 2. Subsidies by County, 1990-2005 ($1,000)
  1990 1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005
Adair $21 $134 $183 $137 $144 $128 $139 $237 $229 $265 $355 $330
Andrew 78 308 306 258 275 237 283 608 612 895 1,132 946
Atchison 357 849 1,108 991 1,056 882 844 2,081 1,961 2,490 3,285 2,671
Audrain 154 707 797 696 721 638 729 1,641 1,522 1,871 2,472 2,230
Barry 16 7 13 7 6 5 3 6 6 13 14 13
Barton 9 390 360 258 290 272 310 709 775 1,039 1,407 1,407
Bates 58 583 681 599 705 598 607 990 960 1,120 1,511 1,356
Benton 7 75 54 35 34 34 65 121 120 136 228 196
Bollinger 4 130 87 54 56 75 81 90 89 122 154 111
Boone 33 178 243 199 268 254 249 431 407 453 595 542
Buchanan 68 356 372 344 339 296 285 506 486 715 971 845
Butler 29 805 731 487 397 573 604 671 567 468 529 528
Caldwell 26 245 270 199 185 184 189 336 363 423 530 484
Callaway 61 311 387 346 366 309 315 591 548 620 774 689
Camden 0 1 1 1 1 1 1 2 2 4 5 5
Cape Girardeau 33 402 308 216 224 195 229 302 247 281 420 371
Carroll 100 741 857 805 798 722 700 1,095 1,168 1,325 1,617 1,488
Carter 41 280 240 212 240 257 239 483 474 578 771 743
Cass 0 0 0 0 0 0 0 0 0 0 0 0
Cedar 1 20 19 13 10 9 10 17 18 22 28 34
Chariton 119 787 992 862 894 759 741 1,094 1,058 1,248 1,551 1,362
Christian 0 3 4 2 2 1 2 1 1 2 1 1
Clark 114 631 783 635 645 574 533 875 848 969 1,203 1,071
Clay 14 84 134 91 140 120 146 172 164 206 245 243
Clinton 35 178 189 174 180 167 180 390 385 540 850 785
Cole 8 67 103 60 58 50 52 81 83 94 117 105
Cooper 44 346 452 343 357 337 370 789 750 907 1,178 1,003
Crawford 1 2 3 1 2 2 1 1 1 1 1 1
Dade 4 121 129 51 76 76 79 163 172 214 300 264
Dallas 0 1 1 0 0 0 0 1 2 1 1 0
Daviess 59 522 553 482 521 446 454 634 563 765 1,117 993
DeKalb 33 209 220 180 167 170 199 422 398 558 791 692
Dent 0 1 1 1 1 0 0 1 1 1 1 0
Douglas 0 0 0 0 0 0 0 0 0 0 0 0
Dunklin 26 2,037 1,290 1,087 1,278 1,644 1,294 1,489 1,205 1,159 1,503 1,325
Franklin 13 211 256 203 194 168 167 219 227 253 341 316
Gasconade 5 91 114 89 95 70 66 107 100 105 154 134
Gentry 80 346 380 323 337 301 308 615 548 714 1,054 872
Greene 0 4 3 3 0 0 1 1 1 2 0 0
Grundy 51 297 312 246 296 324 318 596 596 754 1,093 988
Harrison 90 489 542 460 481 420 435 782 824 1,006 1,473 1,291
Henry 21 210 207 169 170 204 189 348 359 466 716 675
Hickory 1 15 15 6 8 9 12 17 13 19 21 19
Holt 188 654 780 708 735 619 604 1,357 1,258 1,664 2,106 1,796
Howard 24 279 332 214 245 224 217 336 346 386 445 417
Howell 0 0 0 0 0 0 0 0 0 0 0 0
Iron 0 0 0 0 0 0 0 0 0 0 0 0
Jackson 36 145 190 161 153 137 134 267 265 330 450 431
Jasper 16 191 156 92 83 80 101 316 323 406 522 503
Jefferson 3 25 44 37 40 28 29 34 33 40 42 36
Johnson 22 275 256 189 202 210 212 435 416 572 843 800
Knox 113 365 465 428 426 385 420 902 847 1,052 1,416 1,337
Laclede 0 4 4 6 7 7 8 24 19 31 40 31
Lafayette 132 543 693 645 658 616 593 1,130 1,089 1,323 1,902 1,774
Lawrence 11 76 62 50 53 34 47 93 73 92 116 105
Lewis 114 373 468 423 439 384 441 978 1,004 1,195 1,672 1,542
Lincoln 48 411 529 413 389 328 347 505 506 590 809 728
Linn 76 344 395 333 373 324 320 484 473 545 813 712
Livingston 55 399 825 659 829 733 721 970 889 1,050 1,349 1,364
McDonald 0 2 0 0 0 0 0 0 0 1 0 0
Macon 50 248 282 201 254 232 281 457 451 521 680 658
Madison 0 1 0 0 0 0 0 0 0 0 0 0
Maries 1 17 17 10 10 10 12 9 9 9 16 13
Marion 87 359 469 441 439 387 383 819 870 1,027 1,391 1,241
Mercer 60 158 164 131 116 128 128 253 294 357 506 474
Miller 0 20 19 11 12 18 12 14 13 14 15 11
Mississippi 14 862 731 363 823 782 749 792 841 1,012 1,210 1,151
Moniteau 21 127 152 124 135 112 113 245 223 271 356 295
Monroe 101 536 676 583 517 475 507 1,175 1,069 1,237 1,552 1,408
Montgomery 76 400 568 456 448 399 391 705 685 781 1,038 888
Morgan 7 37 35 33 32 52 49 106 96 111 156 122
New Madrid 13 2,399 1,309 891 1,446 2,251 2,109 2,386 1,854 2,167 2,454 2,293
Newton 2 35 30 22 24 26 26 37 39 36 47 43
Nodaway 164 938 945 779 795 673 706 1,290 1,242 1,784 2,156 1,777
Oregon 0 0 0 0 0 0 0 0 0 0 0 0
Osage 15 100 126 109 138 116 109 148 145 165 210 205
Ozark 0 0 0 0 0 0 0 0 0 0 0 0
Pemiscot 43 1,300 929 709 1,020 1,357 1,336 1,923 1,666 1,837 2,278 1,957
Perry 5 201 205 154 118 117 128 139 134 157 187 218
Pettis 36 333 377 328 341 337 362 766 763 924 1,319 1,242
Phelps 1 3 2 1 1 1 0 0 0 0 3 0
Pike 80 482 568 432 398 377 416 842 817 973 1,338 1,229
Platte 53 258 347 294 307 267 280 455 420 595 877 718
Polk 0 2 2 1 0 0 0 4 3 0 0 0
Pulaski 0 3 2 2 4 4 4 5 5 6 11 10
Putnam 30 148 172 129 141 131 138 267 238 304 384 318
Ralls 49 328 421 331 287 239 310 641 611 745 965 880
Randolph 21 159 164 112 137 118 119 194 195 200 250 233
Ray 47 455 496 483 473 463 445 642 579 652 860 755
Reynolds 0 0 0 0 0 0 0 0 0 0 0 0
Ripley 2 21 66 26 22 25 38 46 30 33 43 37
St. Charles 33 506 707 588 611 487 463 796 798 945 1,175 1,060
St. Clair 6 144 113 88 75 79 75 155 180 216 285 298
Ste. Genevieve 1 7 3 2 1 1 1 2 2 2 5 2
St. Francois 22 110 152 121 140 122 112 167 168 205 265 212
St. Louis 12 88 143 112 123 98 97 161 164 168 214 189
Saline 89 861 1,263 1,095 1,087 961 907 1,585 1,548 1,733 2,254 1,988
Schuyler 20 120 138 99 121 103 94 152 161 185 239 204
Scotland 123 430 541 473 492 433 413 867 781 957 1,158 1,140
Scott 31 917 711 415 508 637 637 629 640 708 923 917
Shannon 0 0 0 0 0 0 0 0 0 0 0 0
Shelby 77 450 543 473 448 404 468 950 925 1,079 1,395 1,270
Stoddard 11 2,043 1,632 1,172 1,116 1,701 1,482 1,765 1,561 1,808 2,201 1,975
Stone 0 0 0 0 0 0 0 0 0 0 0 0
Sullivan 42 153 162 143 128 138 150 270 253 284 390 327
Taney 0 0 0 0 0 0 0 0 0 0 0 0
Texas 0 0 0 0 0 0 0 0 0 0 0 0
Vernon 71 480 553 446 489 448 454 1,040 1,044 1,270 1,635 1,386
Warren 47 255 332 261 266 226 214 331 303 355 469 421
Washington 0 0 0 0 0 0 0 0 0 0 0 0
Wayne 1 20 23 3 5 10 10 8 8 6 12 9
Webster 0 0 0 0 0 0 0 1 1 1 3 2
Worth 36 124 136 112 113 95 108 171 180 231 271 228
Wright 0 0 0 0 0 0 0 1 1 1 1 1
St. Louis City 0 0 0 0 0 0 0 0 0 0 0 0
Total $4,253 $33,897 $35,324 $28,443 $30,805 $30,659 $30,452 $50,952 $48,399 $58,169 $76,227 $68,509

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