Program
The Agricultural Lenders School offers a unique opportunity for lenders to learn both the detailed mechanics of agricultural credit analysis as well as to learn how the changing structure of agriculture will likely affect their businesses and their careers. A supportive environment of like-minded professionals learning together in small teams make this school fun as well as challenging. The mission of the school is to provide a solid curriculum for early career agricultural lenders by enabling them to assist producers toward making better credit decisions.

Target audience includes professionals in the agricultural lending industry who have:

• Solid agricultural background or knowledge of agriculture production systems
• College degree in Ag/Finance/Business or appropriate experience
• Working knowledge of their institution's lending program

• Conduct a focused interview with potential clients and compile information which best summarizes the business and owners' credit worthiness
• Understand how to structure a client's credit for greatest success
• Complete a loan analysis presentation about a client's business and character
• Understand how to integrate the balance sheet, income statement, and cash flow statement to analyze summary ratios for the business
• Understand the issues involved in conducting and preparing a lien search, credit report, financing statement, and security agreements

Main Topics

• U.S. Farm Situation
• Ratio Analysis
• Analyzing Integrated Financial Statements
• Borrower vs. Lender Objectives
• Legal Review
• Emerging Issues in Agricultural Finance
• Completing the Loan
• Interviewing the Client
• Servicing Issues Specific to Agriculture

• Seasoned lending professionals
• Top ranked agricultural finance instructors from leading universities
• Leaders of agricultural businesses, financial institutions, and government agencies

Meet the Leading Instructor: Dr. Freddie Barnard Purdue University

Location
The Agricultural Lenders School will be held on the campus of the University of Missouri in Columbia, Missouri.
Lodging will be at the discretion of the participant and hotel options can be found at www.visitcolumbiamo.com.

Fees
The fee for the conference is $1,250 and includes program materials, lunches and one evening dinner. Registration deadline is May 7, 2010.

Registration Information

• Mail in completed registration form and fee, purchase order or credit card information to :
  ALS, MU Conference Office, 348 Hearnes Center, Columbia, MO 65211
• Fax completed form with purchase order or credit card information (573) 882-1953
• Phone in registration to: (573) 882-4349
• E-Mail: registration questions to: muconf6@missouri.edu

Here's what some previous participants had to say about the school:

"The Ag Lenders School is a very well rounded experience. I learned a lot from the classroom instruction, "hands on" exercises, and opportunities to interact with other lenders that has helped in my job activities."
    Curtis Fischer, FCS Financial, Jefferson City, Missouri

If you have questions regarding specific program content, please contact Ryan Milhollin at (573) 882-0668 or MilhollinR@missouri.edu. For more information or if you have a disability and require special services, please contact Jewel Coffman at (573) 882-9555.

This program is sponsored by the Commercial Agriculture Program at the University of Missouri, Missouri Independent Bankers Association and FCS Financial.